we buy houses to help homeless and injured veterans

Want an investment that gives great ROI and helps veterans, too?

Houses for Warriors is looking for private lenders to help us acquire real estate that we will fix, flip, and use to help homeless veterans get back on their feet.


Investing in real estate is a time-tested method of private lending that sees great return on your money. Best of all; operating through Houses for Warriors allows you to achieve this ROI with very little effort on your behalf. We do all the work, we sell the house and you get paid! It couldn't be easier to grow your cash!


Private investors are essential to Houses for Warriors because their funding helps us move quickly to scoop up great deals on distressed and discounted properties that we can then refurbish and donate to homeless or at-risk veterans.


All private loans are secured by the property with a mortgage deed, promissory note, and full-coverage property insurance. Once we flip a house, we pay back our private lenders their loan with interest. We then use a balance of the profits to build and customize homes to donate to injured veterans and their families. Investors don’t have to donate money to help us achieve our mission – they earn a profit AND help us donate houses!

Get the official Warrior Lender info packet


Fill out the form below and one of our Warrior Lender managers will get in touch ASAP with more information about the Warrior Lender program and how you can use it to grow your cash.

An investment opportunity that gives back

Are you a private lender looking to invest?

Private lender donates to Houses for Warriors

All private loans are secured by the property with a mortgage deed, promissory note and full coverage property insurance.

We buy & flip a property for veterans in need

With cash from our investors, we buy and repair houses, then we place them back on the market.

Investors are paid back their loans with interest

Once we flip a house, we pay our investors back with interest, giving them a solid return on a sound investment.

Profit goes back into buying & flipping for veterans

Homebuyers of the flipped house gets a quality home. We get the cash needed to buy and retrofit houses to be donated to wounded warriors.

who we are

About us

Houses for Warriors is a 501(c)(3) full-spectrum real estate service dedicated to donating homes to injured veterans. We don’t just raise money – we work. We buy, fix, and sell houses; we customize existing homes for military families and veterans using their VA home; and we use our profits to donate beautiful, custom homes to injured veterans in need.


When we have isolated a home well under market value, we give our private lenders an opportunity to fund the purchase and rehab of the home. Lenders can also earn high interest rates  – generally 4 or 5 times the rates you can get on bank CDs and other Traditional Investment Plans.

On a new home purchase requiring renovations. The cost will be allocated to the purchase price, renovations, carrying costs, cost to resell, and also a small buffer for unexpected expenses.

There are many reasons, but the primary reason is, time and negotiation leverage.  Many of the homes we are purchasing are in need of a quick sale within 10-14 days.  A traditional bank requires 30-45 days to close a loan.  Also, our leverage is far greater when we purchase using cash funds.  Many traditional home sales fall out of contract because of financing issues, and this allows us to negotiate a much lower purchase price and reduce our risk.


Lending guidelines are also continually changing. New requirements include applications, approvals, junk fees, and strict investor guidelines.  They also limit the number of investment properties that can be purchased by one company.

We make our money on the purchase.  We may pay very high returns, but it allows us purchase 20-30% below a retail purchaser.  That instantly creates thousands of dollars in equity. Also, typically we cut out the middleman in transactions, such as: commissions, mortgage broker fees, loan fees;  and our attorney costs are lower because there is less work for them to review.

Absolutely.  With your cash funding we can offer something very few buyers can.  We are buying on their timeline in as little as 10-14 days.  Knowing that we’re going to renovate the home and buying in as-Is condition is a very important factor to most sellers of distressed property. They also won’t have to pay any additional fees.

This is a great question and valid concern.  However, our strategy is not to speculate 3 years down the road.  Our goal is to purchase quickly and sell even faster.  Most of our projects are complete in 1-2 months and will be sold in 4-5 months.  The market doesn’t tend to shift that dramatically in a matter of months – it’s typically a longer process for an area to decline.  Remember, we’re buying in strategic areas where inventory is already low and demand is high; this greater minimizes our risk.

We currently pay 4-5 times what a typical bank CD is paying.  Our rates will fluctuate very little all depending on the purchase price and rehab involved.  Most of our lenders are paid from 10%.  The lower the purchase price, we can sometimes afford to pay a little higher rate to make sure our lenders make it worth their time.

The majority of our loans are set up on an 8-12 month note, but it depends on the size of the project.  If we are doing a teardown and rebuild, we will have to wait on the county inspectors for approvals . This will cause delays. But, we account for all of those details upfront and will give you estimated time frame for the return on your investment.

It’s extremely important to us that we do not waste your time.  However, occasionally, situations may occur  where we find a buyer immediately.  In this scenario, we provide you with two options: we can either move the note to another property, or provide you with a minimum of 3 months interest.  Most investors see the strength of our purchase ability at that point, and simply move the note to another property.

Typically, we pay one large lump sum at closing on a short-term note.  This is much easier to manage for both of us, especially if we’re working out of a retirement account.  On a longer note, we will pay monthly, just like a typical mortgage.

No. There is no government backed guarantee on these privately held real estate notes. You’re deriving protection from the equity in the real estate.  If at any time we were to default on the note, you have legal right to take the home (essentially foreclose on us).  Many investors laugh about this one and say, “I hope you’re a day behind on payments I’d gladly take this one off your hands”.  You have to remember we plan for the worst, and our homes have thousands of dollars of equity in them; and worse case scenario, often times is we don’t make “as much” as we hoped for.

Yes, these are established tax guidelines, and it is completely legal. However, we always recommend the services of a custodian to invest retirement funds tax deferred or tax-free.

We do. We pay for a title search and also a title policy on the home, just as we would in a typical

If we purchase a renovation, we purchase a builders risk policy (Vacant Dwelling Policy). In case of any damage, insurance distributions would be used to rebuild or repair the property, or used to pay you off.

It is our policy to pay for all the closing costs so that your entire investment goes to work for you. We will pay for the closing agent, document preparation fees, notary fees, overnight mail fees, bank wire fees and recording costs. We do not charge any fees or commissions to our private lenders.

No, we do not pool funds. Your funding will be tied to one piece of property secured by a deed of trust.

In this unlikely scenario, we would simply transfer ownership of the property to you, if possible. If for any reason we did not (or could not), then you have all the legal rights of a secured lender. The best way to legally protect your interest in case of a default would be to hire an attorney. They normally would seek to get your investment back, any unpaid interest, any collection costs, all your attorney fees and maybe even more. A legal representative could advise you if it makes sense to foreclose or seek ownership the property to protect or recoup your investment.


Every dollar matters! 

Support our efforts to end veteran homelessness

100% of our donations support our Warrior House Program, Utility Bills, Household Goods, Food and Activities, and our Warriors who do not qualify for financial assistance. 

Before you go…


You can help homeless veterans get off the street and lead a safe, self-sufficient, and healthy life.


Houses For Warriors strives to improve the quality of life for disabled veterans. Every donation makes a world of difference.